Already running in Europe

Your savings circle.
Protected. Transparent.
Finally digital.

Ayuuto. Gameya. Jamaa. Whatever you call it — Omnia makes it safe.

Our mission

The savings circle your community has always run — finally built on infrastructure that protects it.

For generations, our communities have pooled money to lift each other up. It worked on trust — but trust alone has no safety net. Omnia is the financial infrastructure these circles were never given: every euro protected, every member in full view, every rule locked before money moves.

Why Omnia is different

Savings circles have failed people.
We built Omnia to change that.

In the UK, US, and Ireland, circles have collapsed — money lost, trust broken. Omnia makes the three things that break circles impossible.

Your funds are held in regulated accounts. Not by Omnia.

Every euro sits in segregated, licensed payment accounts — completely separate from Omnia's operating funds. Regulated under EU financial law. Even if Omnia ceased to exist tomorrow, your pot is untouched.

Every member sees everything

Who paid. Who hasn't. Who's next. The pot balance. The payout date. Real-time, for every member. No hidden admin. No black box. Transparency replaces trust.

Rules set before money moves

Circle terms — payout order, amounts, dates — are agreed upfront and locked. No one can change them mid-round. The circle runs on rules, not relationships.

Three steps

Simple as it's always been.
Safe in a way it's never been.

01
Create a circle

Set the amount, the number of members, and the payout schedule. Invite people by phone number or link. Done in under two minutes.

→
02
Payments collected automatically

Every month, Omnia collects from all members. No chasing. No awkward messages. Stripe handles the payment — instantly and securely.

→
03
The pot lands in your account

When it's your round, the full pot is transferred directly to your bank. Exactly the amount agreed. On the day agreed. Every time.

One practice. Every culture.
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One platform. Whatever you call it, Omnia makes it work.

Already happening

30+ people. Real circles.
In Europe, right now.

The demand isn't hypothetical. Our community lead Mimi is running three circles manually today. They're ready for Omnia.

30
Active members
3
Live circles
€0
Lost to date
"I've been organising savings circles for years. Chasing people for payments, keeping notes in my phone, hoping no one drops out. Omnia changes everything."
M
Mimi
Community Lead
Already in Europe — circles running now
Circle 1 — Mimi's Group 10 members · €500/mth ACTIVE
Circle 2 — Family Group 10 members · €300/mth ACTIVE
Circle 3 — Friends Group 10 members · €200/mth ACTIVE

Currently running manually. Moving to Omnia on launch.

Built for your money

Fintech-grade security.
Explained in plain language.

Omnia never holds your money

All funds flow through Stripe Connect — the same licensed infrastructure used by Apple Pay and Shopify. Your money stays in a regulated account, always.

Real-time audit trail

Every payment, every payout, every member action is logged. You see it. We see it. Nothing is hidden from anyone in the circle.

Two-factor authentication

Every account is protected by MFA. Even if someone gets your password, they can't access your circle without your device.

GDPR compliant · CBI aligned

Your data is never sold. We're applying to the CBI Innovation Sandbox — built for regulatory transparency from day one.

The same payment infrastructure behind Apple Pay, Shopify, and over 1 million businesses worldwide. EMI-licensed and regulated by the Central Bank of Ireland.
Your circle. Your numbers.

See your first payout.

Monthly contribution €150
Circle size 10 members
When do you want your payout?
Pick your month — earlier = less wait, later = more time to save first
You receive
€1,500
in month 3
Claim my spot →
Limited first-circle spots

Be part of the first circle.

Already 30+ people saving with Omnia, with circles running in Europe. Join the list — your circle forms where you are.

No spam. No marketing. Just your invite when we launch.
✓
You're on the list

You're #— in line

Your first circle — of 40 seats left
Your gold seat moves up every time a friend joins.
Jump the queue — every friend who joins moves you up.
Referrals are ranked first, so each one lifts you past people who just signed up.
What happens next
  1. 1
    You're in lineyou are here
    No payment, no ID yet — just your seat, held.
  2. 2
    A circle forms near you
    When ~40 people in your area are ready, Omnia forms the circle — top of the queue first.
  3. 3
    You get your invite
    We email you to set up your circle, contribution and payout month.
We'll email you the moment your seat opens. One email, no spam.